Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Related Content A Taxing Story: Capital Gains and Losses Understanding how capital gains are taxed may help you refine your investment strategies. Counteracting Capital Gains with Tax-Loss Harvesting You may have heard the phrase "tax-loss harvesting." A financial professional may be able to provide some guidance. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.